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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cornerstone Retirement Group, LLC. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Matthew J. Rettick  is an investment advisor with Virtue Capital Management, LLC.   Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Virtue Capital Management is independent of Cornerstone Retirment Group, LLC.